Examiner-ready security. Built for how banks operate.
Cybersecurity advisory for community banks, regional banks, credit unions, and fintechs. We help security and risk leaders pass exams, manage third-party risk, and align controls to FFIEC, GLBA, PCI, and SOX expectations without slowing the business.
Financial institutions answer to multiple regulators with overlapping but rarely identical expectations. The teams that get through exams cleanly have one thing in common: a security program documented in the language examiners use, supported by evidence pulled from systems rather than spreadsheets.
Yearling Solutions brings practitioners who have built and run security programs inside banks and fintechs. We work with your CISO, CIO, and risk leadership to mature the program, prepare for FFIEC, OCC, FDIC, NCUA, or state exams, and operationalize controls across core banking, digital channels, and the cloud.
Frameworks & Regulatory Context
The standards, regulations, and guidance that shape security programs in financial services.
FFIEC IT & CAT
FFIEC IT Handbook alignment and Cybersecurity Assessment Tool maturity benchmarking.
GLBA Safeguards Rule
Information security program design and qualified individual advisory aligned to current FTC expectations.
PCI DSS 4.0
Scope reduction, gap assessment, and remediation support for cardholder data environments.
SOX ITGC
IT general controls design, evidence, and audit coordination for in-scope financial systems.
NYDFS 23 NYCRR 500
Covered entity readiness, certification support, and amended rule alignment.
BSA/AML & State Banking Rules
Security and IT control alignment for BSA/AML programs and state-specific examination criteria.
What We're Seeing
The security realities driving conversations with financial services leaders today.
Account takeover and authorized push payment fraud
Fraud and cyber are converging. Strong customer authentication, behavioral analytics, and response runbooks have to evolve as quickly as the threat actors do.
Third-party and fintech partner risk
Examiners now scrutinize how you oversee fintech partners, core providers, and cloud services as if they were extensions of your own institution.
Ransomware and operational resilience
FFIEC and FDIC expectations on operational resilience are sharpening. Backup integrity, segmentation, and tested recovery plans are now table stakes.
Cloud and digital transformation
Moving core systems and customer experiences to cloud changes the control environment. Examiners expect to see that change reflected in your risk assessment and ITGCs.
How We Help
Practitioner-led cybersecurity services tailored to financial services.
Exam Readiness & GLBA / FFIEC Advisory
- FFIEC CAT inherent risk and maturity assessments
- GLBA Safeguards Rule program design and qualified individual support
- Mock examinations and findings remediation
- Board, audit committee, and examiner-ready reporting
PCI DSS & Payment Security
- PCI DSS 4.0 gap assessment and scope reduction
- QSA coordination and evidence preparation
- Tokenization, segmentation, and merchant program advisory
- Secure architecture for card-present and digital payments
SOX ITGC & Audit Support
- IT general controls design and rationalization
- Walkthroughs, testing, and remediation alongside internal audit
- Change management, access, and operations control improvement
- Cloud and SaaS control mapping for in-scope systems
Virtual CISO & Third-Party Risk
- Fractional CISO embedded with risk, IT, and compliance leadership
- Third-party and fintech partner risk program design
- Incident response planning and tabletop exercises
- Penetration testing across digital banking, APIs, and corporate networks
Perfect For
Banks, credit unions, and fintechs maturing their security and risk programs.
Community and regional banks preparing for an upcoming FFIEC, OCC, or FDIC examination
Credit unions building a GLBA-aligned information security program
Fintechs needing examiner-ready security artifacts ahead of bank partnerships
Card issuers and merchant acquirers reducing PCI scope and remediating findings
Public financial institutions strengthening SOX ITGC coverage of cloud platforms
Wealth and asset managers responding to SEC, FINRA, or NYDFS cybersecurity expectations
Proof in Financial Services
Real engagements with measurable outcomes.
Regional bank reduces compliance documentation time by 50% with YearlingIQ
Multi-branch community bank automated GLBA, FFIEC, and BSA/AML evidence collection, cutting examination prep from 3-4 months to 6-8 weeks.
Read case studyCyber ResilienceHeavy equipment dealer advances operational resilience through cyber assessment
Independent review of perimeter, segmentation, identity, and detection. The same resilience playbook we apply to bank corporate environments.
Read case studyPair Advisory With Platform
YearlingIQ for Financial Services
Pair advisory work with our compliance management platform to centralize FFIEC, GLBA, PCI, and SOX evidence and shorten examination prep.
Ready for your next exam?
Talk with practitioners who have built and defended security programs inside banks, credit unions, and fintechs.